JD Woods Law PLC is highlighting the firm's flat-fee ProHomeowner™ Pre-Purchase HOA Review this week. The service is built for Florida buyers under contract on a home or condo in an HOA community who want the governing documents read by a licensed attorney before they close — not after the first special assessment or violation notice arrives.
Florida gives resale buyers a narrow but real advantage. Under Florida Statute §720.401, a buyer in a covered HOA resale has a three-day right to cancel after receiving the required governing documents and disclosure summary. That window is the moment to find out what the association's balance sheet and covenants actually hold. The firm's engagement is built to move inside it.
What the engagement covers
- Review of the recorded Declaration (CC&Rs), Articles, Bylaws, and current Rules and Regulations against how the buyer actually plans to live.
- Reserve study and annual budget read together to flag underfunded reserves, delinquency, and a likely future special assessment.
- Board and membership meeting minutes mined for approved or looming assessments, major projects, and litigation.
- Leasing-restriction analysis, including rental caps, minimum terms, and short-term-rental bans, against the buyer's worst-case plan.
- Estoppel-certificate reconciliation for unpaid dues, fines, or a recorded lien on the specific unit, plus a plain-English summary of the red flags.
The companion article — 7 Red Flags to Catch in HOA Documents Before You Buy in Florida — walks through what the review hunts for. Service details and the intake form are at /services/hoa-pre-purchase-review. The engagement is a flat fee out of Jacksonville, Florida, with a turnaround built to fit the statutory cancellation window. The broader homeowner toolkit is at /pro-homeowner.